a) Pipeline creation through Identification of new projects in line with project objectives and targeted eligible beneficiaries including PFIs through visit, government agencies and other selling avenues to increase absorption of the project funds. b) Provide advice and guidance to potential clients/PFIs on their business proposals to mitigate financing risks and increase the bankability thereof. c) Collect the required project data and information through approaching the client/PFIs and other relevant stakeholders to enable the analysis of projects submitted to the bank timely. d) Issue indicative term sheet to the promoters for their signature detailing indicative terms and conditions of the facility and proceed with appraisal. e) Appraise project proposals from borrowers and prepare the appraisal reports to the relevant Bank organs for their review and approval f) Ensure project underwriting of the respective projects is conducted in accordance with the project implementation manual. g) Prepare notification letters for borrowers whose loan requests have been approved detailing all the necessary conditions precedent to signing facility agreement and disbursement h) Collect data on financed projects to facilitate the social economic impact assessment to be reported to stakeholders (post approval) i) To identify and initiate proposals for new facilities or facility modifications in order to grow a healthy portfolio. j) To undertake the pre-appraisal analysis for credit proposals and carry out onsite visits of projects at pre-appraisal stage to assess the project viability. k) To organize deal forum meetings with credit risk and legal departments to discuss credit proposals and seek their technical inputs. l) To collect the required project data and information to enable the detailed appraisal and to advice, guide potential clients on their business proposals to mitigate risks.. m) To undertake detailed appraisal for approved proposals and present them to the banks’ approval authority. n) To collect M&E data while assessing projects that will facilitate the social economic impact assessment to be reported to stakeholders (during appraisal). o) To follow up the fulfillment of conditions precedent and liaise with legal department for loan documentation (term sheet, notification, facility agreement, etc.) drafting and distribute it to the promoters for their signature. p) To ensure at all time adherence to the Bank’s turnaround time standards for processing credit applications, to the Bank the Credit Policy and all other Policies and Procedures, the internal code of conducts, the latest market best practices and all banking laws and regulations applicable. q) To handle client inquiries throughout the loans’ appraisal and approval process (from initiation to the first disbursement). r) To esolve client queries and complaints to maintain quality service delivery standards. s) To carry on any other assignment delegated by the line managers or the Management of the Bank |